15 guides
Teaching kids about money guides
Plain-English guides for parents and caregivers. General information only. We don't recommend kids' financial products or earn commissions.
Ages 3 to 7
Coins, jars, waiting and playing store.
- First money lessons
Coins, swapping and needs vs. wants.
- Save, spend and share jars
Three jars make money visible.
- Learning to wait
Small waits build patience.
- Playing store
The best money game for little kids.
Ages 8 to 12
Allowance, chores, a first account and saving goals.
- Allowance basics
How much, how often and what it's for.
- Chores and money
Everyday chores vs. paid extra jobs.
- A first savings account
From jar to bank.
- Saving for a goal
Pick it, picture it, track it.
Teens
First paychecks, debit cards, credit and scams.
- A teen's first paycheck
Why it's smaller than they expected.
- A teen's first debit card
Practice with real money, safely.
- Credit basics for teens
Before the first card offer arrives.
- Scams that target teens
Fake jobs, online sellers and "easy money".
Family habits
Money talks, gift money and shopping together.
- Talking about money at home
Simple, honest and age-appropriate.
- Birthday and gift money
Agree a plan before it arrives.
- Shopping with kids
The store is a classroom.